Real Estate tips for sellers and buyers
Need an idea to get people to see your home at its best the first time. Check out my blog. Like what you see then check out my listing links for MHB Realty Sales at www.Maureenhbrennan.com
Sunday, June 17, 2018
Monday, September 12, 2016
Here's just some of the latest on the Wells Fargo Breech links
1. News about Wells Fargo Breach 2016
bing.com/news
Wells Fargo fined $185 million for improper account openings
Capital-Journal Online • 1 day ago
Los Angeles City Attorney Mike Feuer called Wells Fargo’s behavior “outrageous” and a “major breach of trust.” “Consumers must be able to trust their …
Wells Fargo fined $185 million for opening over 2 million phony accounts
Mag-Series USA • 16 hours ago
Wells Fargo is paying the largest penalty the CFBP has ever imposed". This is not the first time the bank has been the …
Wells Fargo Fined $185 Million For Creating Over 1 Million Fake Accounts
alltechnews.org • 1 day ago
Los Angeles City Attorney Mike Feuer called Wells Fargo's behavior "outrageous" and a "major breach of trust".
2. Privacy and Security - Wells Fargo
https://www.wellsfargo.com/privacy-security
As a Wells Fargo customer, your privacy and security always come first. Get information about privacy and security at Wells Fargo.
o Report Fraud • Fraud Information Center • Online Privacy Policy • Esign Consent
3. Wells Fargo Data Breach Revealed - BankInfoSecurity
www.bankinfosecurity.com/wells-fargo-reveals-data-breach-a-944
A Wells Fargo bank access code was used to steal the personal information of roughly 5,000 consumers. bank information security
4. Chaotic Scene Outside Wells Fargo Center After Protesters ...
philadelphia.cbslocal.com/2016/07/28/protesters-breach-dnc...
Jul 28, 2016 • Video embedded • Things got chaotic outside of the Wells Fargo Center at the Democratic National Convention when it came to protesters.
5. Wells Fargo Allegations Sparked by L.A. Times Story, City ...
ktla.com3 days ago
Sep 08, 2016 • Los Angeles City Attorney Mike Feuer speaks Sept. 8, 2016, about the settlement of allegations against Wells Fargo over unauthorized customer accounts.
6. A Wells Fargo Employee Stole My Social Security Number ...
blog.credit.com/2016/08/a-wells-fargo-employee-stole-my-social...
So when Brady Cook was a victim of a data breach, ... 2016, a Wells Fargo internal investigation discovered an employee accessed your account information without a ...
7. Wells Fargo reports two insider breaches in 6-month period
https://www.databreaches.net/wells-fargo-reports-two-insider...
Although it seems to have flown under the mainstream media radar, Wells Fargo reported at least two breaches involving insider wrongdoing in a six-month period. On ...
8. [PDF]
Villareal v. Wells Fargo Bank, N.A., No. 15-40243 (5th Cir ...
www.ca5.uscourts.gov/opinions/pub/15/15-40243-CV0.pdf
Wells Fargo and to add a claim against Ballesteros ... 02/26/2016. No. 15-40243 . 4 . whether to allow ... her breach-contract claim-of . She alleges Wells Fargo ...
9. Possible data breach by Wells Fargo investigated | Reuters
www.reuters.com/article/us-wellsfargo-breach-idUSTRE80402420120105
Connecticut's attorney general is investigating a possible data breach in which Wells Fargo & Co may have disclosed customer Social Security numbers as part of a ...
10. Wells Fargo fined $185 million for improper account ...
FOX News3 days ago
Sep 08, 2016 • California and federal regulators fined Wells Fargo a combined $185 million on Thursday, alleging the bank's employees illegally opened millions of ...
11. Videos - wfis.wellsfargo.com
https://wfis.wellsfargo.com/insights/videos/pages/default.aspx
Videos; Insights . Overview. ... Dena Cusick talks about the risk of a breach involving employee data--including the kind of data most valued by ... 2016 Wells Fargo.
bing.com/news
Wells Fargo fined $185 million for improper account openings
Capital-Journal Online • 1 day ago
Los Angeles City Attorney Mike Feuer called Wells Fargo’s behavior “outrageous” and a “major breach of trust.” “Consumers must be able to trust their …
Wells Fargo fined $185 million for opening over 2 million phony accounts
Mag-Series USA • 16 hours ago
Wells Fargo is paying the largest penalty the CFBP has ever imposed". This is not the first time the bank has been the …
Wells Fargo Fined $185 Million For Creating Over 1 Million Fake Accounts
alltechnews.org • 1 day ago
Los Angeles City Attorney Mike Feuer called Wells Fargo's behavior "outrageous" and a "major breach of trust".
2. Privacy and Security - Wells Fargo
https://www.wellsfargo.com/privacy-security
As a Wells Fargo customer, your privacy and security always come first. Get information about privacy and security at Wells Fargo.
o Report Fraud • Fraud Information Center • Online Privacy Policy • Esign Consent
3. Wells Fargo Data Breach Revealed - BankInfoSecurity
www.bankinfosecurity.com/wells-fargo-reveals-data-breach-a-944
A Wells Fargo bank access code was used to steal the personal information of roughly 5,000 consumers. bank information security
4. Chaotic Scene Outside Wells Fargo Center After Protesters ...
philadelphia.cbslocal.com/2016/07/28/protesters-breach-dnc...
Jul 28, 2016 • Video embedded • Things got chaotic outside of the Wells Fargo Center at the Democratic National Convention when it came to protesters.
5. Wells Fargo Allegations Sparked by L.A. Times Story, City ...
ktla.com3 days ago
Sep 08, 2016 • Los Angeles City Attorney Mike Feuer speaks Sept. 8, 2016, about the settlement of allegations against Wells Fargo over unauthorized customer accounts.
6. A Wells Fargo Employee Stole My Social Security Number ...
blog.credit.com/2016/08/a-wells-fargo-employee-stole-my-social...
So when Brady Cook was a victim of a data breach, ... 2016, a Wells Fargo internal investigation discovered an employee accessed your account information without a ...
7. Wells Fargo reports two insider breaches in 6-month period
https://www.databreaches.net/wells-fargo-reports-two-insider...
Although it seems to have flown under the mainstream media radar, Wells Fargo reported at least two breaches involving insider wrongdoing in a six-month period. On ...
8. [PDF]
Villareal v. Wells Fargo Bank, N.A., No. 15-40243 (5th Cir ...
www.ca5.uscourts.gov/opinions/pub/15/15-40243-CV0.pdf
Wells Fargo and to add a claim against Ballesteros ... 02/26/2016. No. 15-40243 . 4 . whether to allow ... her breach-contract claim-of . She alleges Wells Fargo ...
9. Possible data breach by Wells Fargo investigated | Reuters
www.reuters.com/article/us-wellsfargo-breach-idUSTRE80402420120105
Connecticut's attorney general is investigating a possible data breach in which Wells Fargo & Co may have disclosed customer Social Security numbers as part of a ...
10. Wells Fargo fined $185 million for improper account ...
FOX News3 days ago
Sep 08, 2016 • California and federal regulators fined Wells Fargo a combined $185 million on Thursday, alleging the bank's employees illegally opened millions of ...
11. Videos - wfis.wellsfargo.com
https://wfis.wellsfargo.com/insights/videos/pages/default.aspx
Videos; Insights . Overview. ... Dena Cusick talks about the risk of a breach involving employee data--including the kind of data most valued by ... 2016 Wells Fargo.
Monday, May 2, 2016
Keys, locks, & lockboxes
Nothing is more frustrating on a showing than to have to hunt for a lockbox that isn't where instructions stated or finding the key missing from the lockbox or the wrong type of lockbox. Directions need to be clear on key location. Keys should be tested to make sure they work. Every second that a lockbox or lock doesn't work per instructions or missing instruction may result in frustration on the part of the buyer or showing agent. It also maybe seen as a lack of caring or an alert to watch for other "broken" items that may need to repair and may have the buyer starting a repair or to do list before walking in the door. Or worse having the buyer leave and possibly never returning and loosing a potential sale.
Sunday, May 1, 2016
Lights, camera, action. Show your home in its best light.
Help sell your home. Light the walkway and entry door and yard. Open the blinds, turn on the lights, add lights or lamps where needed. Avoid candles that can be fire hazards with breezes or inadvertently knocked over or bumped into. Please don't leave signs everywhere asking for lights to be turned off. Showing instructions should be sent to showing agents prior to showings to avoid clutter and debris blocking the buyers view.
Saturday, April 30, 2016
Low cost yard curb appeal
(1) Cut the grass.
(2) Weed and remove broken or downed limbs and leaves.
(3) Rake up and remove all yard debris and composting piles to a town/city land fill or use them now. (Remember you don't want to be the house with the dump in the yard in any buyers eyes).
(4) Trim back vines and shrubs. Get rid of the lost in a jungle feel.
(5) Spread cedar mulch. (Don't use imitations or other mulches: hemlock smells like a skunk often when its wet, pine promotes bugs, plastic and rubber may be toxic, colored mulch often isn't bug resistant.
(6) Edge your flower beds, driveway and walkways.
)7) Clean out fountains, planters, and birdbaths. Replace clean water frequently.
(8) Remember to remove and neatly arrange all yard hoses and tools after use.
(9) Sell or give away everything in your tool supply your not taking with you or remove it to off property storage to create space. There's nothing worse than garage a car can't fit into or a shed that has things falling at you when you open the door. Buyers need to see the space they are buying. Don't try to hid or cover imperfections. Fix them or disclose them up front so that is part of the buyers offer and not a negotiation item that could cause your home form staying on deposit and have it come back on the market with a red flag to the next possible buyer. Please make sure all areas are accessible so people don't need to hunt for a key or need to return because you forgot that all areas need to be accessible.
(10) Clothes lines that are in use need to be painted or stained and have clean new clothes lines. Replace the clothes pin bag and put all clothes pins in the bag. If you need to leave laundry on the line make sure that clean towels and sheets are on the outside to give the buyer as neat of an appearance to the property as possible.
(11) Pools and swings need to be in good repair, clean and free of debris or removed prior to showings.
If the pool was lined or serviced leave that info for the buyer. Also leave all pool supplies for the buyer or get an estimate for removing it, if necessary.
(12) Store or sell no registered cars, motorcycles, or any unused items off site. Space equals money in the sellers pocket.
(13) Pick up after your pet. Nothing worse than smelly or stepped in pet droppings. Or worse, someone steps in them and tracks it all through your clean home and floors or worse causes the buyer to turn and leave without entering.
(13) Fill in the holes in the lawn, driveway, walkway, etc.. Don't want any one to trip or fall.
(14) Make the patio & grill neat and clean. Paint and replace covers or cushions as needed. If they don't support weight, remove them. Arrange the furniture so there is room left to use the yard or remove excess items to off site storage if your taking them or sell or donate them now.
(2) Weed and remove broken or downed limbs and leaves.
(3) Rake up and remove all yard debris and composting piles to a town/city land fill or use them now. (Remember you don't want to be the house with the dump in the yard in any buyers eyes).
(4) Trim back vines and shrubs. Get rid of the lost in a jungle feel.
(5) Spread cedar mulch. (Don't use imitations or other mulches: hemlock smells like a skunk often when its wet, pine promotes bugs, plastic and rubber may be toxic, colored mulch often isn't bug resistant.
(6) Edge your flower beds, driveway and walkways.
)7) Clean out fountains, planters, and birdbaths. Replace clean water frequently.
(8) Remember to remove and neatly arrange all yard hoses and tools after use.
(9) Sell or give away everything in your tool supply your not taking with you or remove it to off property storage to create space. There's nothing worse than garage a car can't fit into or a shed that has things falling at you when you open the door. Buyers need to see the space they are buying. Don't try to hid or cover imperfections. Fix them or disclose them up front so that is part of the buyers offer and not a negotiation item that could cause your home form staying on deposit and have it come back on the market with a red flag to the next possible buyer. Please make sure all areas are accessible so people don't need to hunt for a key or need to return because you forgot that all areas need to be accessible.
(10) Clothes lines that are in use need to be painted or stained and have clean new clothes lines. Replace the clothes pin bag and put all clothes pins in the bag. If you need to leave laundry on the line make sure that clean towels and sheets are on the outside to give the buyer as neat of an appearance to the property as possible.
(11) Pools and swings need to be in good repair, clean and free of debris or removed prior to showings.
If the pool was lined or serviced leave that info for the buyer. Also leave all pool supplies for the buyer or get an estimate for removing it, if necessary.
(12) Store or sell no registered cars, motorcycles, or any unused items off site. Space equals money in the sellers pocket.
(13) Pick up after your pet. Nothing worse than smelly or stepped in pet droppings. Or worse, someone steps in them and tracks it all through your clean home and floors or worse causes the buyer to turn and leave without entering.
(13) Fill in the holes in the lawn, driveway, walkway, etc.. Don't want any one to trip or fall.
(14) Make the patio & grill neat and clean. Paint and replace covers or cushions as needed. If they don't support weight, remove them. Arrange the furniture so there is room left to use the yard or remove excess items to off site storage if your taking them or sell or donate them now.
Friday, April 29, 2016
Sign me up for daily listings.
Who: any one looking to sell or buy soon.
What's your goal: Selling or buying or both. You don't list to test the waters at an unrealistic price. And unless there is a short sale with a much longer waiting and closing time and process or a distressed sale your mortgage will allow you to purchase then you may need to change you purchase options to reflect your budget.
Where: The area your moving from or hope to move into in the future.
Why: So you know what your realistically going to sell or buy your home for prior to listings or buying (after your preapproved) so your in the right price range and realistic about what you will get or be paying.
How: Sign up for daily listings in the area you want with one agent. let them know your goals and time frame.
What's your goal: Selling or buying or both. You don't list to test the waters at an unrealistic price. And unless there is a short sale with a much longer waiting and closing time and process or a distressed sale your mortgage will allow you to purchase then you may need to change you purchase options to reflect your budget.
Where: The area your moving from or hope to move into in the future.
Why: So you know what your realistically going to sell or buy your home for prior to listings or buying (after your preapproved) so your in the right price range and realistic about what you will get or be paying.
How: Sign up for daily listings in the area you want with one agent. let them know your goals and time frame.
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